While I shudder to think of the disaster my IRA accounts have become for now, I can't say '08 was a bad year. That seems to go against the prevailing attitude about a year many would like to forget. And no, I won't look back at it with rose colored glasses nor delude myself into thinking 2009 will bring us quickly back to the economy of 1999. While all the pundits say we're still in the middle of a bumpy ride, we all have to examine our own situations first. A lot of people felt the crunch firsthand this past year, but 2008 was one of the best years I've had. Factor in health, friends and family, and regrets are few. That's something I won't take for granted as we head into a challenging year. Happy '09!
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